It’s probably the most boring thing you have to think about before you go on holiday. Most likely, you’re wanting to just forget about it and enjoy your time in the sun; after all, what is even the point in travel insurance?
“I’m not clumsy”.
“I’m pretty sensible”.
“I won’t need it; I’m always very careful abroad”.
If you haven’t said one of the above statements already, you were probably thinking it regardless. Though, we agree, we are all probably just making a fuss over nothing; you’d hate to be that one tourist who didn’t have travel insurance when they desperately needed it. So, it’s important to always sort it out before you travel, as you’re not a psychic and you’re not a fortune teller. You don’t know what will happen once you get to your destination.
Be safe, rather than sorry. Here, we explain everything you need to know regarding cheap travel insurance, so you can make the best, most informed decision for you and your travelling party.
So, despite it appearing boring (and actually being boring, we sympathise with you having to sort this out), it needs to be done so you can enjoy your holiday without a care in the world.
Now, depending on your trip, you might want to consider different insurance providers. For instance; Seven Corners has proved very popular with backpackers and adventurers because of its very low prices and the necessary caution that needs to be taken with that kind of holiday, where accidents are far more likely than your average holiday to Spain.
RoamRight, Travel Guard and Travelex are just a few other names on the list of most popular cheap travel insurance providers; meaning there’s plenty of choice out there when you’re planning your trip abroad. Consumer surveys, quick online searches and user reviews should be crucial to your decision making process, as it’s always important to consider the experiences other people have had with a company before you choose to use them.
The common phrase “people only post their bad experiences online” isn’t always true to life, and you shouldn’t take it as gospel. Admittedly, when people have an issue with a company, they do tend to post about it online – but at the other end of the spectrum, we have those who have had positive experiences. In most cases, the positive experiences documented online outweigh the negatives. So, when making your decision, read reviews, do your research and make the best, most well informed decision that suits your trip.
“How much does travel insurance cost?” you may be wondering. In all honesty, the prices are literally all over the place – and is usually more expensive when paid for with your holiday provider. Typically, it’s cheaper to use a separate company, as the cheaper prices are out there – you just need to be willing to put the work in.
Comparison websites are the best place to find these companies and will compare different prices and deals to find the best for you and the best price. When looking online, you should probably expect to pay around 5% (maybe a little less) of your total trip cost on insurance, again this all depends on your trip and its nature. Very basic insurance is readily available at around this price point, but the more you need from your travel insurance provider, the greater you should expect the cost to be.
“How late can I purchase travel insurance?” is another question you’re itching for an answer to. Mostly because it seems like the most boring thing in the world, you’re probably going to be inclined to put it off until the very last minute – and we’re here to tell you that you can do that AND still be covered! You can book your travel insurance up to the day before you fly out to your destination, but we do recommend you get it as early as possible in order to avoid any hiccups along the way.
Travel safe and travel with the peace of mind that comes with being covered – enjoy your trip!